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	<title>Credit Secrets &#38; Tips</title>
	<link>http://insiderguidetocreditrepair.com/blog</link>
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		<title>How often should you check your credit score?</title>
		<description><![CDATA[If youâ€™re keen on getting a mortgage, personal loan or a credit card, then you should know that your credit score will play an important role. Credit reports have become increasingly popular these days while getting a new line of credit. Almost all lenders check your credit score while approving a mortgage or a credit [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/11/how-often-should-you-check-your-credit-score/</link>
			</item>
	<item>
		<title>Beware of Mortgage Scams</title>
		<description><![CDATA[For most people, their home is their biggest purchase, and they&#8217;ll do practically anything to protect it. Unfortunately, that&#8217;s the reason why fraud artists target homeowners with high-cost and often illegal mortgage offers. In one common example, con artists promise to erase a bad credit history or make easy loans to people with bad credit [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/03/beware-of-mortgage-scams/</link>
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		<title>The New Credit-Card Rules Take Effect On Feb. 22, 2010</title>
		<description><![CDATA[Unexpected rate hikes. Over-limit fees. Double-cycle billing. Those are just a few of the credit-card practices that have trapped millions of consumers into a life of constant worry over mounting debt. In less than a week, these practices will be history. On Feb. 22, 2010, the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/02/the-new-credit-card-rules-take-effect-on-feb-22-2010/</link>
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		<title>Contact Your Lender Before Higher Payments Put Your Home at Risk</title>
		<description><![CDATA[Adjustable-rate mortgages has a very low payments in the early years of the loan that will sharply increase when interest rates reset. Homeowners with ARMs who are not able to make their monthly payment when the interest rate goes up should contact the lenders as soon as possible to discuss their options. Defaulting on a [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/02/contact-your-lender-before-higher-payments-put-your-home-at-risk/</link>
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		<title>7 Sure Signs Of Credit Repair Scams</title>
		<description><![CDATA[Some of credit repair companies are legitimate business that work within the law to help you resolve credit problems and rebuild your credit. However, they charge excessive fees range from $100 to $2500 to â€œclean upâ€ your credit record. They claim that they remove your bad credit, even bankruptcies from your credit report. Some of [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/01/7-sure-signs-of-credit-repair-scams/</link>
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		<title>7 timely tips for tax season</title>
		<description><![CDATA[1. Have your tax refund direct deposited into your bank account. The benefits include receiving your tax refund faster and knowing that your refund check will be safe and not lost or stolen. Direct deposit also provides an easy way to save part of your tax refund, because &#8216;what you can&#8217;t see you can&#8217;t spend.&#8217; [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2010/01/7-timely-tips-for-tax-season/</link>
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		<title>5 Surefire Ways To Build Up a Good Credit History</title>
		<description><![CDATA[On your first attempt to get credit, you may face a common frustration: sometimes it seems you have to already have credit to get credit. When you apply your credit, some creditors will look only at your salary and job and the other financial information you put on your application. But most also want to [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2008/07/5-surefire-ways-to-build-up-a-good-credit-history/</link>
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		<title>Bad Checks – Bad News for Your Credit Report</title>
		<description><![CDATA[While credit bureaus keep track of how you handle credit, there are other companies that monitor and report how you manage or mismanage your checking account. Â  And, as some of you may have learned, even a single bounced check reported by one of these services may be enough to make it difficult for you [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2008/04/bad-checks-bad-news-for-your-credit-report/</link>
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		<title>7 Tips That Protect Your Privacy And Shop Online Safely</title>
		<description><![CDATA[Most of you use credit or debit cards to pay for online purchases.Â  I encourages you to take steps to make sure your transactions are secure and your personal information is protected. Although you can&#8217;t control fraud or deception on the Internet, you can take action to recognize it, avoid it and report it.Â  Here&#8217;s [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2008/04/7-tips-that-protect-your-privacy-and-shop-online-safely/</link>
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		<title>Tips To Miniminze Your Fees And Finance Charges</title>
		<description><![CDATA[Below are some useful suggestions on how to minimize fees and finance charges: Help keep the cost of credit down by paying on time and not exceeding your credit limit.Â  Do you know paying later or exceeding your credit limitÂ will cause early expiration of promotional rates and may cause your APR to increase - Avoid [...]]]></description>
		<link>http://insiderguidetocreditrepair.com/blog/2008/03/tips-to-miniminze-your-fees-and-finance-charges/</link>
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